Can I still enroll in Mobile or Phone Banking if I already have an active BDO Online Banking account? Hello good morning po maam.tanong ko lang po maam..Ung account ko po kc may maintaining bal. Hi Tine, ibig mo bang sabihin ay nag-penalty ka ng 300 pesos last month dahil sa below-maintaining balance? or if ever knino ko po i-brought up ung concern ko? Or, they could have simply made a large purchase and drained the account without either one of you remembering to top it back up. please answer po.. God bless. Kung hindi namang kelangan na BDO ang i-open mo na account, pede ka naman sa ibang bank. BDO Unauthorized Transaction | Step-By-Step Guide | How to Thank you po. Para di ka na ma-penalty in July, dapat on July 1 , 10k na ang laman, at hindi mo na gagalawin, meaning merong 10k sa account mo everyday from July 1 to July 31. .page-node-disneyonice .title_bluebanner h2 Card expired? Dapat makakuha siya ng reference number para ito ang gamitin mo para makuha mo over the counter at BDO, at hindi na thru your account, kasi closed na. This is a convenient and secure way to make your overseas purchases and ATM withdrawals. Why? Kung gusto mong ma-check ang status ng account mo, either call BDO, or magpa-deposit ka sa family mo ng 100 pesos over the counter. Wala kang utang sa bank kasi nag-automatic close na siya. Okay lang po ba yun? ?? With a joint account you can opt to make it necessary for both account holders to sign for any major changes to it, including adding or deactivating any debit cards. If you have plans on making a large purchase, notify your bank beforehand to get pre-authorisation. Hindi ko rin sure kung 6 months pa rin ang rule. Malamang closed na ang account mo kapag zero ang balance. Kahit magkano ang idedeposit mo or madalang kang magdeposit or madalas, walang kaso, basta everyday, merong 2k pesos or more sa account mo. Good morning po automatic po bang nag close account n kapag mga 4months n walang laman ang account monakuha n lahat ng maintaining balance di n b siya puedeng lagyan ulit ng pera. pupunta na din ako sa branch para malinawan. commercial real estate for rent staten island. Yesterday or today. Nagne-negative lang pag merong penalty, then automatic closed na. Hi Lei, BDO atm savings ang acount mo? Kung bukas ka magdeposit (July 4), magdeposit ka ng amount para maging 2,300 ang total balance at huwag mong galawin this July para maging 2k+ ang average balance for the month of July. So ibig sabihin sarado na? Mam Sana matulungan mo po ako nagtataka po ako Kung bakit Yong ATM BDO saving ko ay nabawasan po Di nman bumaba ako SA maintaining balance khit kailan at Di ako ngwithdraw s ibang banko last July 2 po Yong Pera ko po is 20,768.58 tpos knna inquire ako July 23 ay naging 20,623.36 napansin ko n nbawasan ako Ng 145.00 tpos sabay withdraw n po ako bkit ako kinaltasan Ng 145.00 dko alam dahilan po thx po sn msagot po. talaga? Hi jovzz, same case here. Hi Salcedo, oo malamang the same account number pa rin, pero hindi madedeposit ang remittance mo kasi naka-dormant ang account mo. Kung tatanggapin yong deposit, active ang account mo, so puede kang mag-remit. Starting tomorrow po ay hindi na po makakapag-transact ang non-emv card sa mga atm machines but mcan still access online. Kapag d ko po namaintain ung mar-april Maraming salamat po! Sometimes they answer, sometimes not, because of banking privacy laws. Dapat merong 2k sa account mo, at huwag mong galawin. hi po ask ko lang pano po yung akin auto debit po account ko. Hi Cherry Mae, bale nagka-penalty ka ng 300 pesos monthly mula Feb 2022 up to Dec 2022? Is anyone else experiencing this or know why this is happening? At nagwidro Dec 2018? madam pwd kuba gmitin ung ky papa na bdo e online q. Hi bailyn, do you mean i-enroll mo yong account ng papa mo online? Hi jovzz, merong natirang balance, so hindi pa siya close, pero mukhang hindi mo na mahahabol yong maintaining average for Nov, kaya magiging 2 months nang hindi mo ma-maintain ang account (Oct and Nov), so punta ka na lang sa BDO at mag-open ka ng atm account, at pag na-open na, i-close mo na yong passbook account mo, kasi mas challenging i-maintain ang 10k. Yong Kabayan passbook account kasi ay automatic nilang kino-convert into an atm-only account after 24 months na hindi napadalhan ng foreign remittance yong account. Pwede ba yun maging negative? Web1 0 For BDO, if you haven`t enrolled to any BDO Online Banking Service, unfortunately you won`t be able to check your balance except for "Over the Counter" query. You can go to any BDO branch and ask. Yes, kung 2 months na na below 10k yong passbook account ng asawa mo, malamang closed na, kasi sa last day of 2nd month na below-maintaining balance, nagde-deduct ng 300 pesos. Maam nora may tanong po ako kasi po 2 consecutive months na ako na penalty ng 300 pesos yung huli is june 30.kapag ba dinagdagan ko yung maintaining balance ko d na po ba ako kakaltasan ng bdo na 300? Ma ku-closed account po ba agad ako? Hi RJ, hindi daily. Hi Kaye, yes, kung nagdeposit ka ng 2k noong June 1 or May 31 or before, at laging nasa account mo ang 2k, everyday from June 1 to June 30, hindi ka na magpenalty. Anong amount and how many days? Dapat before April, or on April 1, meron ka nang 2k pesos or more sa account mo at huwag mong widrohin. Hi Romely, sorry, delayed reply. Hi Shiela, ngayon ba nagamit mo pa sa atm ang card mo? Licensed by the BSP din ang mga ito. The BDO account number consists of 10 or 12 digits and is assigned to every BDO depositor or account holder. Ito ang computation for you and others reading this: Hi Richelle, sinabi mong ulit, ibig sabihin na-penalty ka kahapon, July 30? invalid Hi Erjoe, nababawasan kapag consecutive 2 months na hindi mo na-maintain. I close na po ba nila yung debit card ko or hindi, pero mag pepenalty sila every month? Hopefully, you were able to find your BDO account number without going to the bank and personally asking for it. Kung savings ang purpose mo for opening an account, puede yong digital account na GSave (CIMB Bank). Hi, Miss Nora! At tanungin kung anong reason bakit nabawasan yong initial deposit mo 5 years ago? Ang remaining blance dpt non 10k. A common reason why your card hasn't worked for an online purchase is you've accidentally entered in the wrong card number, expiry date or CVV number. Confirm details with the provider you're interested in before making a decision. as long as mantained or above 2k ang balance ko? You must remove the card or use another card before trying again. Hi May, bale 1k ang maiiwan for 5 days in March? Around 15 pesos? Hi Danilo, mag-iwan ka ng balance, 50 or 100 pesos, huwag zero. If yes, mape-penalty ka uli this Oct 29, at dahil 54 na lang ang balance mo, at hindi kasya para pambayad sa 300 pesos, ma-automatic close ang account mo. Hello mam,pag halimbawa po ang maintaining balance mo is 10k tapos na withdraw mo 5k mag close na ho ba atm ko. Try your best na makadeposit ng 1500 or more sa Dec 1 at huwag mo nang widrohin (dapat 2k or more yong balance every day from Dec 1 to 31), para nang sa ganun ma-maintain mo ang account for the month of Dec, para walang penalty. Hello po maam yung natira po sa 2k remaining balance ko ay 54 pesos po at baka sa 30 ko pa po sya maibabalik ulit. At kung hindi pa rin 10k or more ang balance mo everyday from April 1 to 30, magpepenalty ka uli ng 300 on April 30 (not maintained for Mar and Apr). Thanks, What if invalid na yung bdo atm card kasi nag 0 balance ako ng 2 months, pwede po ba ulit ako magre-apply ulit for another card? . Close account nb un? Minsan po ay ginagamit ko ang natitirang balance pang load gamit ang app. I have them both, kasi may gusto ako sa isa na wala doon sa isa. Note: This is also applicable to those who forgot their credit card pin. Hi maam, may 2k po akong maintaining balance then nag withdraw po ako nang 1k kasi needed po. How to fix this: Contact your bank and, if it has blocked your card, they'll be able to unblock it after verifying your identity. finder.com.au is one of Australia's leading comparison websites. Dinepositan ko ulit 7k, ngayong balance ko ay -14,900. Home Fintech How to Know Your BDO Account Number. Kahit initial deposit, hindi required. Bring your passbook and/or atm card. hi po good afternoon po nung dec. 2021 po bumaba ang maintaining balance ko na dapat po ay 10k naging laman lang po ng saving ko is 6k po tapos wala pa naman po siya service charge na 300 hanggang feb 2022 po nung nagdeposit po ulit ako ng 4k nung feb. 2022 para mamaintain ko po ulit yung 10k after po nun nagkameron na po ko ng service charge na 300 monthly po ano po kaya dapat ko gawin para mawala yung service charge fee na 300 po. ?at ilang araw ko poh bago mkuha? Yes, lagi nang merong 300 deduction hanggang maubos, kung hindi mo ibabalik sa maintaining-balance level. Hi po Ms. Nora itatanong ko lang po sana if once na maclose yung account kasi nazero balance due to the pandemic puwede pa po ba syang maretrieve or I have to apply for a new account. Kung hindi maintained ng 2 magkasunod na buwan, merong penalty na 300 pesos sa end of the 2nd month, and every month after, until na-restore mo na ang account mo. WebAfter i observed kasi that my balance is not reflected in the mobile app, i checked thru a web browser using my desktop. Hi lyn, yes, magkakaroon ka na ng penalty sa April 29 kasi 2 consecutive months (March and April) ka nang hindi naka-maintain. Youll only get penalized if you fail to maintain your account for 2 consecutive months. Deposits are insured by PDIC up to P500,000 per depositor. Are you abroad? will not be able to use it for any financial transaction such as If your debit card has already expired, it's a great opportunity to compare debit cards on the market. 1 Debit card transactions are safe and secure and can be completed in minutes. Hi AA, meron ka bang passbook? magkkautang po ba ako sa bdo kapag ganon po yung nangyari? Kung regular passbook account, malamang closed na. Hi Dorothy, okay lang, active pa rin ang account mo, kahit walang deposit or withdrawal, basta hindi umabot ng 2 years na walang transaction at basta merong 10k pesos sa account. Manage Settings Hi Kylie, try making a balance inquiry sa atm para malaman mo kung invalid or closed account na ang response. Dapat merong 2k or more sa account mo every day from Dec 1 to Dec 31 para walang penalty. Is there a possibility they will still deduct 300 from my account? Halimbawa, bumili ka online ngayong gabi ng product using your account, tapos kinabukasan ka lang nagdeposit, so merong day na less than 2k yong balance mo. Pag na maintain ko na po ba sa June magkaka penalty parin at the end of june? Hi tine, sad to say na hindi nagre-reactivate ang BDO ng closed account. Baka gusto mong iconvert na lang ang iyong account into an ATM account para 2k per month lang ang i-maintain mo. Nako-close lang ang account kapag na-zero ang balance. Then 1 month na po akong d nakapag deposite but 1 month na still/2k at d nabawasan yung bal. You were also not able to maintain your ADB in June. Enter ATM Activation Code then press Confirm button. Hi ask ko lang may balance ako sa atm ko 2300 nag withdraw ako ngayong march 29 ng 2,000.baka maibalik ko by 2nd week ng april ang 2000 na kinuha ko. If yes, it means na na-maintain mo ang account mo last March. Zero balance na po ang card ko. Whats your balance now? /*-->